The Best Policy

"The Best Policy" by Elliott Flower is a novel written in the early 20th century. The story focuses on young Harry Beckford and his wife Isabel as they navigate the complexities of marriage, responsibility, and life insurance. As Harry begins to take serious steps toward providing for his wife’s future, he grapples with Isabel's whimsical understanding of finances and her initial opposition to insurance, setting up a humorous conflict in their lives. At the start of the narrative, Harry Beckford has recently married Isabel and is enjoying their life together, albeit spending beyond their means. However, the thought of potentially leaving her in a precarious situation motivates him to consider life insurance—a concept that Isabel initially rejects due to her impractical view of finances. Their back-and-forth discussions illuminate the humor and tension inherent in relationships, particularly in the face of financial responsibilities. As Harry begins to form a plan to secure their future, he seeks the help of insurance agent Dave Murray, ultimately turning the topic of insurance into both a challenge for their marriage and a means for character growth. The opening lays the groundwork for both the comedic and poignant elements of their marital journey.